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Home Schooling Methods

Moms who are home makers will have ample time at home after completing the regular or routine household chores. Parents can be the best teachers for their kids as they know what is best for their children. Home schooling becomes easy when parents know what their children are interested in and the kind of skills or abilities they possess. It’s easy for kids to explore their talents at an early stage and spend more time on developing their skills. Parents can motivate their kids to excel in academics as well as other areas such as music, arts, sports, cooking, painting, stitching and so on. There are no hard-core rules to be followed like that of a private or public school.

Various Home schooling methodshave been successful in the past and the same can be applied in today’s way of teaching children at home. Earlier, children had access only to textbooks and notebooks as learning cum reference materials whereas in the modern era, with the simplification of technology, children can learn with the help of computers. The internet is like an ocean full of information which is open to anyone from any part of the world. A variety of resources on homeschooling are available. Even curriculum is available which can be customized by parents for their kids. Online tests can be taken thus minimizing paperwork. Parents can also save lot of time due to this.

To make Home schooling fruitful, parents can use any of the traditional or modern Home schooling methods such as Charlotte Mason method, note book homeschooling, Unit studies, Unschooling, classical education method, Eclectic home school method, literature based method and much more. Charlotte Mason method is a traditional one which focuses more on living books rather than dry, factual books. This method of Home schooling would instill love for learning. The classical method deals with three phases which denote grammar, logic and rhetoric. The main emphasis is on memorization of information and applying logic. In unit studies method, parents make their children concentrate on a single topic at a time, which deals with various subjects.

The Unschooling Home schooling method is all about studying in a relaxed manner when the child is self-motivated to study. The child learns in a practical way from his daily experiences rather than having to stick to the traditional learning methods. In notebook Home schooling methods, the child documents or records whatever information he or she has learnt. The main focus in this method is learning based on one’s interest. Eclectic method is where parents apply a variety of methods instead of following a single method or philosophy for teaching their children. The most popular and oldest of all methods is literature based method. The main focus is on literature based topics and it is more or less similar to the Charlotte Mason Home schooling method when it comes to usage of books.

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Student Loan Debt – It’s Not Funny Anymore Kids

Over the last year I’ve sat in Starbucks and heard many a student complain and moan, then laugh about their huge student loan debt. Well, I don’t find it the least bit funny, nor do I approve of our government paving the way to yet another bubble building exercise, but that’s what’s happening, meanwhile colleges and universities have experienced more demand than supply so they have added on new wings, new degree programs and expanded campuses, all the while raising tuition costs to; whatever the market will bear.

In some regards I find it fascinating that the left-leaning academia will continually trash on free-market capitalism while they create a Disneyland type of environment which is not based in any sort of economic reality, then have the brass nuts to tell us how to run our economy.

Now then, there was an interesting piece on MSNBC Money online news on September 2, 2013 titled; “9 Ways to Cut Your Student Loan Debt” – For many, repaying student loans is a burdensome process. Here are some programs that can lend a helping hand,” in which the article sported many novel ideas from getting scholarships to good negotiation. But I have a better idea, get a job, or quit school.

Want to know what’s even worse? Well, the Wall Street Journal has reported that “JP Morgan Will Exit the Student Loan Business,” by Dan Fitzpatrick and Robin Sidel, September 6, 2013 which noted that the company only made $200 million in 2012 from their student loan activities, and yet lent out over $6 billion. What does this mean, it means that with the number of defaults and the chances of these student loans going bad, they cannot risk the losses for such little revenue gains. Congress and the Obama Administration put in price controls, as most socialist countries due in various sectors to no avail disallowing the raising of interest rates even when more and more student loans go into default.

If the banks cannot make money in this sector or making these types of loans they will stop, once they stop there will be fewer loans. Anytime price controls are instituted, and we know this not only from history but as any good student of micro-economics, there will be shortages. JP Morgan although not the largest player in the sector, is still a well-known name and if they’ve decided to do this others will follow, just as opponents to the interest rate moratoriums had predicted, as did I. Please consider all this and think on it.

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College Education Courses Online – What You Should Know

Education online is a growing field of opportunity for those who are unable to complete a traditional course of college education. Reasons are varied for people being unable to complete normal college information, but may include financial and time constraints.Online college courses tend to cost less than campus courses, but more importantly when receiving your education online you can still work. Holding down a full time job may be essential to some at the same time as studying because they are not only having to pay for their college education but also their course books and day to day living costs. An online college education has a greater flexibility in how you manage your time and so gives you a better chance to still hold a full time job or fulfill other responsibilities. There may also be people who want to further their college education but do not have the time for traditional courses because they work full time, or are raising children and do not want to put them in daycare whilst they attend to their course requirements. For them attending online college courses gives them the flexibility to study after work, or when the children are napping or have gone to bed. Even if you are studying for your degree through a traditional campus institution, there may be courses that are available online, that will give you a little more freedom to perhaps take extra college courses in one semester and less in another if you need to play catch up or else make a semester easier because of upcoming commitments. Many, if not all colleges will now provide course information and education materials online. This is not to allow people to skip classes, or to enable them to sleep through lectures but rather as a support to the education that they are receiving. Courses are available in many areas of study including such areas as computer science and programming, foreign languages, theoretical sciences, the arts-almost everything that a traditional college can offer education in.Other than the requirements for payment for your courses there may be educational prerequisites too. You will also need to purchase the course materials and will need a computer with internet access for the online access to classes. Occasionally a telephone may be needed, to call into a class and listen to a live lecture, or to participate in a seminar or other discussion.Exams may be held online, but there is also likely to be a requirement at some point through the course, for you to sit an exam under normal exam conditions, on campus. There are other times that you may be required to be on campus too and this should be born in mind when considering which course you which to do, because if you sign up for a college a thousand miles away you may struggle when the dean wants to hold interviews to confirm that it really was you that took the course and exam.

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Panchgani Schools The Face Of Indias Boarding School Education

For a long time now, Panchgani has ranked at the top when it comes to listing the places that have the best boarding schools in India. When it comes to the list of top residential schools in India, Panchgani has not one or two but several names that make it in. Panchgani schools are famous for the open, relaxing and disciplined learning facilities that they provide to their students. Most students here prosper under the disciplined and structured schooling provided here and studies have shown it to have a positive effect on their learning abilities.
Here is a list of some of the premiere Panchgani boarding schools:
1-ANJUMAN-E-ISLAM- Panchgani Dist Satara, India
Tel No :40315
2-ANJUMAN-E-ISLAM (S. S. C)- Panchgani Dist Satara, India
Tel No :40249
3- ARAM VIDYALAYA- Panchgani Dist Satara, India
Tel No :40492
4- BATHE S M- Panchgani Dist Satara, India
Tel No :40205
5- BILLIMORIA HIGH SCHOOL- Panchgani Dist Satara, India.
Tel No :40314 / 40910
6- BHARATI VIDYAPEETH ACADEMY- Panchgani Dist Satara, India
Tel No :40582-40583
7- CAMBRIDGE HIGH SCHOOL- Panchgani Dist Satara, India
Tel No :40519
8- CODESH- Panchgani Dist Satara, India, Tel No :40668
9- DAWN ACADEMY- Panchgani Dist Satara, India
Tel No :40390-40412 .
10-MARATHAVADA GURUKUL HOSTEL- Panchgani Dist Satara, India
Tel No :40010
11-GODEVLI EDUCATION SOCIETY- Panchgani Dist Satara, India
Tel No :40224
12-HAPPY HOURS- Panchgani Dist Satara, India
Tel No :40386/40086
13-HILL RANGE- Panchgani Dist Satara, India 40302-Tel No :40332
14-KIMMINS HIGH SCHOOL- Dist Satara Panchgani, India.
Tel No :40324
15-MAHATMA LAXMANDAS- Panchgani Dist Satara, India
Tel No :40591
16-MAHATMA PHULE VIDYAMANDIR- Panchgani Dist Satara, India
Tel No :40377
17-MAHATMA PHULE VIDYA JR. COLLEGE- Panchgani Dist Satara, India
Tel No :40677
18-NEW ERA HIGH SCHOOL- Dist Satara, India.
Tel No :40246
19-OAKS HIGH SCHOOL- Panchgani Dist Satara, India.
Tel No : 40395
20-PINEWOODS HIGH SCHOOL-Panchgani Dist Satara, India.
Tel No : 40900-40901-40902-40290- 40570-40590-40903-40904-40905
21-SANJEEVAN VIDYALAYA- Panchgani Dist Satara, India
Tel No :40307-40308

22-SCHOLERS FOUNDATION- Panchgani Dist Satara, India
Tel No :40399
23-SHALOM INTERNATIONAL-
Panchgani Dist Satara India.
Tel No :40201
24-SILVER DALE HIGH SCHOOL- Dist-Satara Panchgani, India.
Tel No :40638

There are constant comings and goings of visitors here, either to inquire about the schools here, or to visit already enrolled children. The Ravine Hotel in Panchgani recognizes this as a splendid opportunity to serve such visiting parents. The Ravine Hotel provides several booking concessions and discounts to parents that come here to visit their children. These deals are even available for parents that have come to check out the schools are parents that wish to enjoy some quality time with their wards studying here.

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How To Impress Your Teacher With Great 8th Grade Science Projects

Although nobody will expect entries for 8th grade science projects to be outstandingly proficient and altogether scientific, there are a number of ways in which you can make a good balanced project that will stand out and that will amaze the people who will see it. The main concern will be the validity of the information provided and the reliability of the sources used.

In many ways a project will have to tackle a subject that is either imposed by the teacher, or some topic that will be investigated by the student himself. In the latter case the student ought to pursue a certain subject that he feels drawn towards, something that he is interested in and also something that will be challenging. Many 8th grade science projects will be judged on the originality of their content, or rather, on the originality of the method in which they are presented.

Getting to know the subject at hand as well as possible is also very interesting and challenging. The teachers may be interested in finding how well prepared the student has actually been, and he may ask questions regarding the subject that were not included in the project itself. That’s why a little history and a little bit of focus on the entire area of the subject will be very important from the student. There’s no better way to impress a teacher than to know the information presented without hesitation.

Another aspect that needs to be prepared carefully will be a practical application or a specific set of visuals to go along with the project. If there is a possibility to include a video or a slide show, there will be further praise for the student. Also, a video may be just as good, and given the ease with which a laptop computer can be integrated, a multimedia display may prove very important as well.

Another way to make your project stand out is to think of it as a tale, as a story. There is tension and plot and suspense that can be used in your presentation. Start out by making an almost unbelievable statement that will arouse the attention of the crowd and then slowly bring out the facts. Keep your information clean and well presented, make pauses, and allow for the audience to focus and to think.

The best results are those that require the extra bit of attention and a bit more work. In the field of education there will be different levels of preparedness and the 8th grade science projects will be judged according to the standards of the age group, but still they should be well done and a good learning experience.

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What I Have Learnt From Personal Development Courses

Are you someone who loves to attend personal development courses? Well, you are in luck because I am just like you. I don’t mind people calling me a course junkie, because I know that I have personally benefitted from many of these. Today, I would like to share with you a bit of my life’s experiences in such workshops and seminars.

The first thing that I have learnt from personal development courses is that they are really life changing. You get to see things from different perspectives. The reality is that in order to succeed in life, you need to have a mentor to mentor you. Without one, you will probably end up wasting a number of years of your life just learning how to succeed. The most successful people of today were once mentored by others. People like T. Harv Eker, Bob Proctor, and Anthony Robbins. The list goes on and on, but these people have looked up to someone else at one point in time in their lives.

Personal development courses give all of us hope. Here is another reality. Most of these people who are now successful started out as nobodies. I recently attended a workshop and the speaker said that when he was young, he was diagnosed by the doctors as a retard. Today, he has mentored other success stories and is very successful himself. You do not need to be extremely talented if you want to succeed in life. All you need is the courage to take the leap of faith, the willingness to learn the right techniques from others, and the perseverance to keep going even when you fail.

You may be surprised as to why I never mentioned the immediate benefit of such seminars, which is the fact that you have the opportunity to improve your skills. That is no doubt a big benefit, but I feel that the other two benefits that I pointed out earlier carry more weight. You can improve yourself as much as you want but the risk is that you may walk around blindly trying to figure out which way to go, or you may not believe in yourself. Having a mentor give you a shortcut as he or she can point you in the right direction and empower you.

I hope you have benefitted from my sharing about my experiences at personal development courses. I hope you will appreciate them as much as I do too.

To learn more about personal development courses, do visit SelfEnrichment.com. You will find the latest resources on personal development courses, self improvement tips, self help tips, and much more!

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Minn. Survey Shows Impact of Recession on Student Loan Debt

The Minnesota State University Student Association has released the results of a survey it issued in September 2010 to help assess the impact of student loan debt on its members. Because the surveys number of responses is small — just 46 responses to date — the results dont hold tremendous scientific value, but they do paint a picture of how the recession has affected college loan debt and default rates in the state.

According to the compiled results, the survey respondents — all of whom graduated from one of Minnesotas public four-year universities — currently carry an average of $32,456 in student loans. Thats 40 percent more student loan debt than the national average of $23,186.

The respondents reported an average monthly student loan payment of $297 with an average loan repayment plan of 15 years. Although federal education loans have a standard repayment horizon of 10 years, borrowers who hold more than $30,000 in federal college loan debt may request a debt-help repayment plan that extends their repayment term to up to 25 years.

These results are consistent with the findings of the U.S. Department of Education released last fall, which show that Minnesotans leave school with more federal college loans than the average student nationwide but tend to default less often than borrowers in other states.

According to the Department of Education, 55 percent of Minnesota college students take on federal school loans to help pay for college expenses, compared to 37 percent of undergraduates nationwide and 47 percent of undergraduates from Midwestern states.

While carrying higher student loan debt loads, however, Minnesota borrowers have a default rate on their federal college loans of just 3.7 percent, compared to the national default rate of 7 percent.

These default rates are measured from students whose federal school loans entered repayment in 2007-2008 and who defaulted before October 1, 2009.

The 2008 default rate in Minnesota of 3.7 percent marked a rise from 3.3 percent in 2007 and 2.9 percent in 2006. Despite this upward trend in student loan defaults, Minnesota ranks 51st in default rates out of the 54 states and territories assessed by the Department of Education.

Officials from the Minnesota Office of Higher Education attribute the lower default rates in their state to better employment prospects for graduates. They also point out that students who leave school without graduating or who work in low-wage jobs are most likely to default on their college loans. Students who earn occupational certificates instead of college degrees are also at a higher risk of defaulting.

Graduates of Minnesotas four-year private and public nonprofit universities were the least likely to default on their school loans. Just 1.4 percent of students from private universities and 1.9 percent of students from public universities who graduated with student loan debt defaulted in their first two years of repayment.

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A Brighter Future Through Your Online Education

Today’s business environment is in great competition. Workforce are getting busier with the responsibilities at home and other official duties to attend with. Time is very important. We cannot extend or add more hours in a day, but we can make hours we have work for us. We all want to have an edge over others, right? There are ways we can achieve that goal. If you are working full-time or raising a family, your best option is to consider taking an online education. This system of education became appealing to a lot of people because of its convenience and flexibility. Students can learn here at there own pace because everything takes place at your time schedule. Students from all ages can earn a college degree or just taking a few courses easier.

In online education and training programs, students have all the freedom and in charge of their education. You are the one choosing your most convenient time to view lectures, attend the lab, or take exams. If you only have the time to attend class at night when all of your responsibilities are done, your instructor or professor will be there waiting for you online. Even if your vacant time is five in the morning, before you go to work, you can still complete it. You do not need to go to a university or college campus to attend classes. Everything you need in a course degree is available in the Internet. You have the chance of downloading a part of course content for advance study or if you do not understand well the lecture. It simply means that, you are saving much of your money since you are not required to buy textbooks anymore. You are also not spending money on traveling. And that’s a big savings!

Commitment is important in earning an online education. Adding a college degree to your resume makes you stand out among others. It will also increase your earning potential by getting a better job or job promotions. Because of the many universities and colleges that offers online education programs, you can now pursue the degree course you want. The busy schedule that you have now is not a hindrance for you to take higher education. With the help of well-established and accredited online schools, you can now push your career forward. Stay updated with the latest trends as you look up to a brighter future through your online education.

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Blank High School Diplomas — The Essential Factor In Home Schooling

Home schooling means educating the child of a particular age at home and the child does not go for private or public school education. Often the home schooling is carried out by parent at home, but it is sometimes even accompanied by external teaching. Home schooling is quite common for the younger children as the parents have the necessary skills and knowledge to teach the basic level. Some parents also decide to opt for home schooling their kids for high school and this requires a lot of planning and personal involvement. Like any other high school graduation diploma, the home school diploma is also possible.

After due completion of home school course, the child is handed over the fill in the blank high school diploma. This kind of blank diploma certificate is easily available online. All the parent has to do is fill in the details of the child and certify that he has been successful and has been certified as a high school diploma holder. The blank high school diplomas are the easiest and the best cost cutting techniques. These diplomas can be also helpful to the small schools where printed versions can be quite expensive. One can easily personalize or custom make the blank diplomas and hand it over to the child as a reward. As this is going to be a certified diploma certificate, why not preserve the same properly and safely.

Even if one takes extra care and protection it is quite likely that the certificates are going to be lost or damaged. So the ultimate shield to this certificate is the diploma covers. So, all the home schooling children celebrate your graduation buy throwing a party and get an entry in college to enhance your skills and knowledge. Many kids who are in home schooling as well have right to wear the graduation caps and gowns. The parents with the homeschooler may arrange to celebrate the special every conducting their graduation ceremony. Also, you may invite some other parents with the homeschooler to join you to conduct the small graduation for kids. Select your kids graduation gowns according to the desired color. You may in fact save much by buying all your requirements in the wholesale, especially graduation caps and gowns. You may also purchase all the decorations that includes ribbons & other materials in the wholesale. You may buy over internet to spare you while traveling in the distant places. You may also do this in case you cant find any of the item on stores close to you. Benefit of looking for the graduation caps and gowns in internet is you dont need to leave the child. One more alternative is taking the child all along in the store to help you to select their design for the graduation caps and gowns.

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Student Loans in Canada & Their Features

Most of the countries in the world today provide facilities for pursuing higher education and extend various types of loans and grants. Canada is no exception. Especially the students loan program and grants program both help the students with financial assistance for pursuing their education and building up their career.

Types of Student Loans in Canada

Features of the loans and grants for students in Canada are as follows.

– Student loans in Canada and various grants are available in most of the states and cities in Canada;

-In case of grants the students do not have to pay back the amount sanctioned in their favor;

– Loans are amounts that are sanctioned but have to be repaid in future; and

-Student loans in Canada are available from the federal and state governments, private organizations, religious institutions, and even from the college where the student is pursuing graduation.

Why Student Loans in Canada is Important

Reasons for importance of the student loans in Canada is that few students become eligible for grants that are non-refundable. Hence, many others who are not eligible for the grants opt for the student loans in Canada. Pursuing higher secondary education opens up numerous avenues for building up career in the country.

Main Resources for Canada Student Loans

Some of the major resources for Student loans in Canada and grants sanctioned in favor of the students are as follows.

– Canada Student Grants Program;

– Canada Students Loans Program;

-Repayment Assistance website; and

– All the related links.

Moreover, the aspirant borrower can visit the official website of higher education department of Government of Canada for more information on student loans.

More about Student Loans in Canada

Student loans in Canada is offered to both full time as well as the part time students pursuing post-secondary courses and require financial assistance for the same. Such facilities are available in most part of the country.

– CSLP or the Canada Student Loans Program that works in collaboration between Government of Canada as well as the state governments;

– Usually it is a partnership between state and federal government;

– Central government in Canada offers 60% of the students loan offered and the upper limit for such loans is $210 per week of study for the student; and

– Provincial and territorial loans constitute 40% of such loan extended to students.

A Brief Overview of Student Loans in Canada

Since it started in the year 1964, the CSLP has covered around 4.5 million students offering around $34 billion of loans. Such expenses were incurred in form of part time and full time student loans for approximately 350,000 students. Besides such loans, the Canadian Government has also provided huge amount of grants of around $142 million that is non-refundable to students.

However, coverage of student financial assistance is much greater in form of student loans in Canada.